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Interest Groups Awareness of the need for life insurance is flagging, but the industry can take steps...

by Maria Umbach on October 5, 2011 4:21 PM

Interest Groups Awareness of the need for life insurance is flagging, but the industry can take steps to raise its profile. Source: Best's Review (September 2011 Issue) The best-laid plans. The best of intentions. The... More »

U5-ia*: Free Speech for Financial Services Professionals

by Maria Umbach on September 28, 2011 10:42 AM

*For any of you who are not in the securities field who might be reading this, the U5 is the form that broker dealers use to terminate registered reps. The U.S. Constitution’s Bill of Rights... More »

What if Insurance Coverage Worked on Points?

by Maria Umbach on September 15, 2011 2:28 AM

OK, I can’t hide this. This article is the 2.0 to the last one I wrote called What if the Insurance Industry Worked on Tips? While that idea was inspired by a Friday night with... More »

What if the Insurance Industry Worked on Tips?

by Maria Umbach on August 23, 2011 3:45 PM

Who’da thunk that a NYC cab ride to Buddakahn, a morning at Massage Envy and a bottle of Pouilly-Fuisse could inspire such a revolutionary idea. (OK, wipe that expression off of your face and keep... More »

The Future of S&P Downgrades: FYI, CYA or LOL?

by Maria Umbach on August 10, 2011 1:16 PM

I can’t resist this. In the last few days, S&P downgraded the pristine credit rating of two leading mutuals, two fraternals, one stock company and a country. What is next? Will planet Earth become a... More »

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Will Mark Zuckerberg Reinvent The Insurance Industry? - A 2011 Prediction

by Maria Umbach on January 10, 2011 9:36 AM

I predict that Time magazine’s 2010 Person of the Year is going to reinvent the insurance industry. Not sure if he knows this yet, but that’s just because he is still young enough to be... More »

You Talkin' To Me? How Gen Y Hears "Insurance."

by Maria Umbach on August 2, 2010 11:42 AM

If you are an insurance company marketing executive wondering about how to tackle the Gen Y (or Millennial) market, trying to crack the code can be exhausting. Brace yourself. There's something you need to know.... More »

ROF vs ROI: What The Financial Services Industry Can Learn From ESPN

by Maria Umbach on July 12, 2010 9:26 AM

I have no business writing about anything sports related. I may have the honor of being the least knowledgeable person in the world about football, basketball, hockey or baseball. However a recent Maddock Douglas study... More »

Is Innovation Harder for Financial Services Pros? Tip: Questions are cool

by Jim Campbell on January 21, 2010 10:32 AM

To raise your hand during class and ask a question between grades K-12 is a dangerous proposition for many kids. Asking means you dont know something. Not knowing something exposes weakness. Exposing weakness among kids... More »

Are You Ready for a Radically Sustainable Bank?

by Marc Stoiber on September 7, 2010 10:15 AM

In my last article, I analyzed the rising tide of sustainability in banking . It appeared that the majority of banks were just dipping their toe in the sustainability pool, adding green features to existing... More »

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