Though I am not a financial services pro, just this past Thursday I was headed downtown for a meeting and the El train had some difficulty so I hopped off the train and luckily found a cab. A man that had also hopped off the train ended up sharing the cab with me since we were both in a hurry and on the same route.

It turned out that the man in the cab with me was the director of a MSME credit company in Mexico. He said that Mexicans, in particular small business owners, are exploring lines of credit more so now than in the past. I find this interesting as Mexican business owners (and consumers) might possibly be more financially prudent than those in Brazil with the 3-minute credit checks, though I certainly do not want to make any broad sweeping generalizations or judgments, just an intuitive hunch.

As easy credit is new or newer to both Brazil and Mexico, I am very curious as to how it will be utilized in each of these very different countries and what lessons can be learned and applied in relation to the impact on our global economy.